The mortgage market is complex. There are thousands of products to choose from and following changes to the way lenders assess loan applications the process can be time consuming and confusing. So how can you make sure you pick the right option for you? It’s a daunting process if you’re doing it alone.

So why not let us help? We’re professionals. We have the tools, market knowledge and access to exclusive mortgage products through our network Quilter Financial Planning. We can also guide you on how to best protect your home, family and income, should the unexpected happen.

First time buyers

Buying your first home can be both exciting and challenging. It can be exciting because you will be on the way to owning your first home, It can be challenging because you may not know what to do and where to begin. At Reynolds Financial Solutions, we will guide you through all the whole process from start to finish, from finding a suitable lender and mortgage product through to completion, being there for you every step of the way. We will also make you aware the costs that you need to take into consideration such as solicitors fees, valuation costs and mortgage arrangement fees.

Helping you when moving home.

Moving home, can be one of the most stressful things you can do. At Reynolds Financial Solutions, we want to help make moving home straightforward and a stress-free process. Our expert mortgage advisor is continually searching for the most suitable deal in an ever-changing market.

Re-mortgaging

Remortgaging means you move from one lender to another while staying in the same home. It’s always important to review your mortgage when you have a deal that is coming to an end. Whether you are looking to switch your mortgage for a better interest rate so you can save money every month, raise money for home improvements or look to consolidate debts on to your mortgage. Our advisor will take the time to understand your requirements and to find the right mortgage product for you based on your needs and circumstances.

Buy to let mortgage

Whether you are taking your first steps to becoming a property landlord by purchasing your first Buy to Let (BTL) property or you wish to remortgage your existing BTL portfolio. We at Reynolds Financial Solutions can find the right product to suit your current requirements, with the ever-changing circumstances of a being property landlord and rental tax calculations involved, it is even more important to make sure you are receiving the best advice and most suitable mortgage deals that you can get.

Protecting the important things in your life

At Reynolds Financial Solutions we will discuss all your requirements and needs – give you advice which may prove invaluable when protecting the important things in your life.

We can help you plan for the unforeseeable events in life such as protecting some of your income if you are off work due sickness and injury. Providing cover to protect your home or financial dependants in the event of your death, or having a lump sum paid out in the event of critical illness to help with your recovery. By thinking about these things now, you can plan ahead and gain peace of mind that you and your family will be looked after financially should one of these unfortunate events happen.

Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.